today was all about calling the bank and my broker, negotiating the final details of my mortgage, tha bank requiring further proof that i'm able to afford the loan. they wanted a letter from the real estate agent saying that the 10% down payment i had made two months ago had indeed gone into an escrow account (whatever that is). i got the letter, faxed it to the bank, but turns out that wasn't enough, and they wanted a copy of the returned check. so i was on the phone all day, kept on walking out the office with my manila folder full of financial papers and my cellphone. everything is settled now i think (i'll have to call the bank one more time tomorrow morning to make sure), now i have to consolidate the rest of my money for the other 10% down payment at the time of closing. i feel like these final few days i've been fumbling in the dark towards home ownership. true, i could've had all this paperwork done weeks ago, but i was sort of busy with work (too busy to eat, so probably too busy to think about home ownership as well). but everything's fine now, with my year long project winding down to a close, i can finally focus on house buying. now, everything else seems so insignificant. by this time next week...i can't even begin to imagine what that's going to be like. to be honest, i'm more excited about the prospect of moving out than owning a home. the fact that i own the place i will be living in is almost secondary. my immediate concern is how the heck i'm going to be surviving, having never lived on my own before. it'll be interesting, plenty of weblog fodder i suppose.